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¹«¿ª½Ç¹«Q&A
ÀÛ¼ºÀÏ : 2010-08-02 15:49
[½Å¿ëÀå/´ë±Ý°áÀç] ȸÀü½Å¿ëÀå°ú ºñȸÀü½Å¿ëÀåÀÇ Â÷ÀÌÁ¡ÀÌ ¹«¾ùÀԴϱî?
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WRITER :
ÇÑÀÚ¿µ
VIEW : 3,053
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µ¿ÀÏ Á¾·ùÀÇ »óÇ°À¸·Î ¼öÃâ»ó°ú ¼öÀÔ»ó °£¿¡ °è¼ÓÀûÀÎ °Å·¡°ü°è°¡ ¿¹»óµÇ´Â °æ¿ì ¸Å°Å·¡½Ã¸¶´Ù ½Å¿ëÀåÀ» °³¼³ÇÏ´Â °ÍÀº ¿©·¯°¡Áö·Î ºÒÆíÇÕ´Ï´Ù. ÀÌ·± °æ¿ì ÀÏÁ¤ÇÑ ±â°£µ¿¾È ÀÏÁ¤ÇÑ ±Ý¾×ÀÌ ÀÚµ¿ÀûÀ¸·Î °»½ÅµÇ¾î »ç¿ëÇÒ ¼ö ÀÖµµ·Ï ÇÑ ½Å¿ëÀåÀ» ȸÀü½Å¿ëÀå(revolving credit of self-continuing credit)À̶ó°í ÇÕ´Ï´Ù.
½Å¿ëÀå º»¹® Áß¿¡ "The credit is cumultive revolving"À̶ó´Â ¹®±¸°¡ Àְųª ´ÙÀ½°ú °°Àº ¹®±¸°¡ ±âÀçµË´Ï´Ù.
ex)"The amount of drawing made under this credit become automatically reinsteted on payment by us. Draft drawn under this credit must not be exceeded to US$ 200,000 in any calender month."
-ÀÌ ½Å¿ëÀå¿¡ ÀÇÇÏ¿© ¹ßÇàµÇ´Â ¾îÀ½±Ý¾×Àº ´çÇàÀÌ Áö±ÞÇÏ´Â µ¿½Ã¿¡ ÀÚµ¿ÀûÀ¸·Î °»½ÅµÈ´Ù. ÀÌ ½Å¿ëÀå ÇÏ¿¡¼ ¹ßÇàµÇ´Â ¾îÀ½Àº ¸Å¿ù 200,000´Þ·¯¸¦ ÃÊ°úÇؼ´Â ¾ÈµÈ´Ù.
ÀÌ¿¡ ºñÇÏ¿©, ½Å¿ëÀå±Ý¾×ÀÌ ¸ÅÀÔ°ú µ¿½Ã¿¡ ÀÚµ¿ÀûÀ¸·Î »ì¾Æ³ªÁö ¾Ê´Â ½Å¿ëÀå, Áï, À§¿Í °°Àº ¾Æ¹«·± ÀÚµ¿°»½Å ¹®±¸°¡ ¾ø´Â ½Å¿ëÀåÀ» ºñȸÀü ½Å¿ëÀå(non-revolving credit)À̶ó°í ÇÕ´Ï´Ù.
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